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Couple: Importance of Financial Compatibility

Couple: Importance of Financial Compatibility

The ideal for a couple is not to be uneven. Or for the more assertive one to manage the household finances .

We have different thoughts about money. Everyone tends to want to stay the same, and eventually realizes that progress hasn't been in the direction they would have hoped or as significant as it could have been.

Financial pedigree should be analyzed before embarking on a joint venture. Or at the point where they're at it... "It's never too late if you're lucky," they say.

When I talk about financial pedigree, I'm not referring to what each person has, although that's important, but rather to how each person handles their money.

  • Do you have medium, short, and long-term plans ?
  • Are you taking steps or are they just dreams?
  • Do you complain about bad luck and blame it for not having what you want?
  • Do you live in the present and leave the future for when it arrives?
  • Have you created assets ?
  • Do you live day to day based on what you have available? In other words, you buy because you have it, or you don't buy because you don't have it.
  • Do you have credit card debt ?
  • Do you ever fall behind on paying your plastic friends?
  • Do you spend money thinking about what others say?
  • Or do you have a high self-esteem and only buy based on what you want?
  • Do you have non-performing debt ?
  • Do you buy on impulse?
  • Do you value the future by building it, not just dreaming about it?
  • Do you have productive or overproductive debt ?

These are just a few questions that can guide us through who we are and what our partner is like. Being uneven in parts isn't problematic. Being uneven in essential aspects is something to be wary of. Being completely uneven predicts a future filled with complexities that can even lead to separations.

The most important thing when discovering who we are and our compatibility is being able to chart the path we want together. Make plans and take steps to achieve them.

To do this, we must consider what we could have already had, but don't have because of who we are. At that moment, we realize that by changing something within ourselves, we can get to where we plan to be.

It is not about separating financial life , but about uniting it to achieve the great strength that builds the future in which we wish to live.

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